What is Navi Loan App – Real Or Fake

In today’s article, we will tell you in detail what is Navi personal loan. If you have this question in your mind that whether Navi loan app is real or fake, then you will be answered in detail and will also clear your doubts.

Through this article, you will also know from which country this Navi loan company belongs and who is its owner. We will talk about the customer support of Navi loan and whether Navi loan is available near you, you will also know through this article.

If you want to take loan from Navi company, then in which city you will get loan from them, you will also get the information.

There is a question in the mind of many people that whether the loan from navi loan app comes in your bank account or not. We will tell you all these things in simple words.

By the way, many loan companies have come in the market, such as Navi, mPokket, Creditt, PaySense: Personal Loan App, etc., which easily give you personal instant loans.

On the other hand, as India is moving towards digitization, the facility of getting loan is increasing. Getting a personal loan has become very easy these days.

Apart from personal loan, there are other types of loans such as gold loan, home loan, car loan, loan against fixed deposit, flexi loan, loan against property (LAP) etc.

For your information, let us tell you that if you have gold in your house, then you can take the services of two best companies rupeek gold loan and Muthoot Finance to get instant gold loan. Both these companies are at the top in terms of gold loan and instant loan is also available.

For Home Loan, you can apply for Rupik Gold Loan from the comfort of your home by just making a phone call and you do not even need to go anywhere.

READ MORE- What is Home Loan – Home Loan Interest Rate 2023

What is Navi Loan?

In simple words Navi app is an app owned by Navi Technologies Limited which deals in financial services like personal loan, home loan, mutual fund, cash loan etc. Navi Finserv is a Non-Banking Financial Company (NBFC), incorporated in December 2018. Navi Finserv Ltd. According to this, you can easily get an online loan sitting at home with minimum documents and paper work.

Navi company also provides health insurance and also provides facility of mutual funds. If we talk about personal loan, then navi company gives you personal loan up to 20 lakhs.

In Navi home loan, you get the maximum loan amount up to 5 crores. However, the home loan facility is available only in select cities, namely, Bengaluru, Chennai, Delhi, Gurgaon, Hyderabad, Mumbai and Pune.

According to Navi company, you get the option of Flexible EMI, that is, you can select EMI per month as per your convenience.

To avail a loan from Navi, all you need is Aadhaar card and PAN card in KYC and the loan amount is disbursed to your bank account within 24 hours.

The Navi loan app is available on the Play Store and Apple’s App Store.

How much is Navi Loan Interest Rate?

Talking about the interest rate of Navi personal loan, this company charges a minimum interest rate of 9.9% and a maximum of 45%. Talking about the loan tenure, Navi offers a minimum tenure of 3 months to a maximum of 72 months to repay the loan.

The company claims that Navi Company does not charge any processing fees for providing personal loans.

The less time you take to deposit the loan, the lower the interest rate you will have to pay, and the more time you take to pay off the loan, the higher the interest rate. Apart from this, the interest rate is annual, which is also known as per annum (P.A) in English.

In this way, taking a loan from Navi Company is a bit expensive but you get an instant personal loan with a guarantee.

If we talk about Navi Home loan interest rate, then its interest is at least 8.85% per annum, it will not be less than this, but it can also be more. 5 Crore is the maximum amount you can get for home loan and maximum tenure of 30 years.

Navi Loan App Real Or Fake

Navi app is 100 percent genuine app and it provides you instant personal loan. Apart from this, the amount received in the loan also comes in your bank account. However, how much loan you will get depends on your income, CIBIL score, post, which city you are from, how eligible you are etc.

Where is Navi company?

Navi Finserv Ltd. is an Indian financial company headquartered in the city of Bengaluru. The branches of this company are present in 7 cities for home loans.

Who is the founder of Navi?

This company was established in December 2018 and its founders are Sachin Bansal and Ankit Agarwal.

Navi Loan Near Me

If you are searching for navi loan in your near city, then tell you that navi gives personal loan only in a few selected cities and the names of those cities are as follows.

  • Ahmedabad
  • Amritsar
  • Bangalore
  • Bhopal
  • Bhubaneswar
  • Chandigarh
  • Chennai
  • Ridge
  • Faridabad
  • Gandhi Nagar
  • Ghaziabad
  • Gurugram (Gurgaon)
  • Hyderabad
  • Indore
  • Jaipur
  • Jalandhar
  • Kolkata
  • Lucknow
  • Mumbai
  • Nagpur
  • New Delhi
  • Noida
  • Patna
  • Pune
  • face
  • Thane
  • Vadodara
  • Visakhapatnam
  • And so on

However, Navi Loan Company is expanding its service to more cities and in the coming times, Navi will start offering personal loans in more cities.

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